Privacy Policy

Personal Information We Collect and May Disclose

The personal information we collect about you comes from the following sources:

• Information we receive from you, such as your name, address, and telephone number,
• Information about your transactions, such as your account balances, payment history, and account activity, and 
• Information we receive from consumer reporting agencies and other sources, such as your credit bureau report and your credit score.
  
  We may disclose any of the above information that we collect to affiliates and nonaffiliated third parties as described below.
  
  The term "personal information," as used in this notice, means information that identifies you personally. We may use information which does not personally identify you to help manage our businesses and to provide us, our affiliates, and other companies insight into consumer spending behavior. We may do this even if you ask us to limit disclosure of personal information about you, as described in the Privacy Choices Form or call Customer Service to make this election.